Global Regulators Reassess Crypto Banking Rules Amid Stablecoin Surge
Global financial watchdogs are revisiting capital requirements for banks' cryptocurrency exposures following the rapid adoption of stablecoins. The Basel Committee's 2022 framework, initially perceived as overly restrictive by institutional players, now faces reconsideration as digital assets gain White House endorsement.
US regulators lead the push for adjustments to the impending rules, which would currently force banks to hold substantial capital against crypto holdings. The UK and EU remain undecided on implementation timelines, reflecting diverging international approaches to crypto regulation.
This regulatory recalibration signals a maturation point for digital assets—from speculative instruments to recognized financial assets. The debate centers on finding equilibrium between risk management and enabling traditional finance's SAFE participation in crypto markets.
